Millionaires reveal 6 Habits for a lifetime of wealth.

• “Read omnivorously. Use your money to create more money.” —
  Robert Smith
• “Stay agile, and provide investors with evidence and vision.” — Paul LeJoy
• “Buy used, not new.” — Marshall Brain
• “Take a risk in search of wealth.” — Wendy Robbins
• “Volunteer to help.” — Thomas J. Madden
• “You can always save money.” — Tyler Drew

http://www.moneynews.com/Personal-Finance/Franklin-Prosperity-Report-NMX/2014/01/31/id/550237

2014 Portfolio - ASX listed companies

For 2014, I would be continuing my focus on ASX listed companies which I've been buying in 2012. ASX-listed companies have been giving a good and stable growth rate if you had invested in the index. Find out from your broker how you can buy ASX listed companies, Australia has a lot of good companies with good investment moat.

Image taken off ASX.com

Some examples of them would be :-
1) Supermarket Monopolies : Woolworths & WesFarmers(more than supermarket actually)
2) The Four Pillars of Australia (NAB, CBA, WBC, ANZ)
3) The mining wonder : BHP & Rio Tinto
4) Telecom Duopoly : Telstra & Optus (have other telcos but these two are the most dominant)

 Do check them out for their delicious dividend yield and stable growth.

Also, if you are interested in bonds, their investment grade bonds actually are a good buy with great yields to boot! :) I'm vested in those too.

In terms of forex risk, I'm not too concerned as I do not believe AUSTRALIA will depreciate against SINGAPORE dollars much like what have been happening with Malaysia or US Dollars. Of course, that's just an opinion , not back up by facts. :)

OMFG! This 2014 C-class is definitely best of breed , at least to me! Looks damn good! It wins hands down over Audi, BMW at the moment in the same category.