How to invest $30k?

For the $30k, I would buy the following :-
$5k - HK Tracker Fund , 2800.HK
$5K - iShares STI ETF
$2.5k - SingPost
$2.5k - SPH
$2.5K - Boustead
$2.5k - Rotary Engineering
$2.5k - ComfortDelgro
$2.5k - Wheelock
$2.5k - NOL
$2.5k - SAT Svc

Average Dividend Yield should be around 5%.

Then, whenever you get the dividends, you decide where you want to average down/up or diversify into other ETFs. 'coz your amount is really too small to buy individual stocks, Better buy ETF.

But I design it that you get dividends from those companies to fund your purchase of ETFs.

But the capital gain will come 3-5yrs later.. with your $30k easily doubling to $60k. I am very confident that none of the stocks I mentioned above will go BANKRUPT or will stay at the price you see now in 3 years time!

Yes, it is very Asean-centric and only in the 2 Financial hubs of asia (Ex Japan). But you are doing it for capital appreciation and in a very very conservative way. When you have enough, then you think about other regions. You are in the market to make money , not to follow some theory that you must die die get exposure to all countries. If indeed you want that, then go and speak to your qualified financial professional.

This is solely my way of DIY a $30k portfolio. For your own , please give it some thought and if you are unsure, do speak to a qualified financial professional.